Traditional Captive's

Who Should Consider A Traditional Captive?

• Privately held family owned business
• Publicly held business
• Businesses which are consistently profitable
• Businesses with revenues over $5 million per year
• Businesses in an insurance inadequate field

Underwriting Advantages

• Reduced reliance on Commercial Insurance
• Ability to customize Insurance Programs
• Provide coverage for risks that are too costly or unavailable in the marketplace
• Access to reinsurance markets
• Formal allocation of deductibles for self-insurance retention

Enterprise Risk Management Advantages

• Increased control over claims handling
• Stabilization of pricing
• Reduced cost of risk
• Improved cash flow benefits
• Creation of a profit center
• Ability to direct investment options